Instant Transfers
Send money to any Nigerian bank in seconds and see the account name before you pay. Fees are shown before you confirm.
Get startedYour own account number in minutes. Pay any Nigerian bank, send and receive money abroad, invest in US and Nigerian stocks, book flights, turn USDT into naira and pay every bill.
Get Started
Your money sits with licensed banking partners
5
Currencies you can send abroad
Send money to any Nigerian bank in seconds and see the account name before you pay. Fees are shown before you confirm.
Get startedPay family, suppliers and school fees in USD, GBP, EUR, CAD, AUD. You see the rate and the naira total before you pay.
Get startedGet your own USD, GBP and EUR account details. Money that arrives is turned into naira in your wallet.
Get startedTurn USDT (TRON (TRC-20)), USDC (Polygon), USDC (Base), USDC (Solana) into naira. Send to your personal address and your wallet is credited once it confirms.
Get startedBuy US stocks and ETFs from $1, Nigerian stocks on the NGX, and money market funds. Track your portfolio in naira.
Get startedSearch live fares on hundreds of airlines, pay in naira from your wallet and get your booking code and e-ticket in the app.
Get startedGet a personal account number the moment you sign up and receive money from any bank in Nigeria.
Get startedPay for subscriptions and shop online worldwide with a virtual card you can fund, freeze and control.
Get startedAirtime, data, electricity, cable TV, betting, gift cards, Remita and FIRS tax — all in a few taps.
Get startedConfirm payments with your fingerprint or face instead of typing your PIN, on the phone you trust.
Get startedEvery transaction gets a stamped receipt you can share as an image or a PDF.
Get startedA PIN on every payment, device checks and alerts for every credit and debit keep your account safe.
Get startedGet paid by anyone, from any bank, straight into your EclipsPay wallet. No forms, no branch visits.
Pay school fees, family and suppliers in USD, GBP, EUR, CAD, AUD. Enter what they should receive and EclipsPay shows the naira total, rate and fee up front.


Own a slice of NVIDIA, Apple or MTN Nigeria from your naira wallet. See the price, the units you get and the fee before you buy.
Up and running in minutes
Create your account and get your own account number straight away.
Transfer from any bank to your account number, or sell USDT / USDC for naira.
Pay any bank, send money abroad, buy stocks, book flights and pay bills.
Every payment shows the fee and total before you confirm. Bank transfers cost 1% + ₦35.
Verify your BVN to unlock higher limits, virtual cards, international payments, stocks and crypto.
Share a stamped receipt as an image or PDF, or download it for your records.
Everything you need to know about getting started with EclipsPay.
Download the EclipsPay app, sign up with your phone number and email, and set your transaction PIN. Your account number is created straight away.
Opening an account is free. Each payment shows its fee and total before you confirm — bank transfers currently cost 1% + ₦35.
You can send USD, GBP, EUR, CAD, AUD. Enter the amount the recipient should get and the app shows the exchange rate, fee and naira total before you pay. You need to verify your BVN first.
USDT (TRON (TRC-20)), USDC (Polygon), USDC (Base), USDC (Solana). Send only the coin and network shown for your address — other coins or networks cannot be recovered. Your naira arrives once the deposit is confirmed on the blockchain.
Yes. After verifying your BVN you can open USD, GBP and EUR account details in the app. Share them with whoever is paying you; when the money lands it is converted to naira at the rate shown in the app and added to your wallet.
Yes. Buy US stocks and ETFs in dollar amounts from $1 — you can own part of a share — and Nigerian stocks and funds in naira. You pay from your naira wallet and can sell back to it any time the market is open. Investments can go down as well as up.
Open Flights, choose where and when, and pick a fare. Add each passenger's details exactly as on their passport, confirm with your PIN and you get the airline booking code (PNR) and e-ticket number in the app.
Every payment needs your PIN or your fingerprint/face, new devices are checked, and you get an alert for every credit and debit. Your account is held with licensed banking partners.
In the app go to Settings → Delete Account, or use our account deletion page.