Send, receive and spend
at home and abroad

Your own account number in minutes. Pay any Nigerian bank, send and receive money abroad, invest in US and Nigerian stocks, book flights, turn USDT into naira and pay every bill.

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EclipsPay app: Send Abroad, Stocks, home, Flights and Sell Crypto screens

Your money sits with licensed banking partners

Personal account numberInstant bank transfersSend abroad Receive USD, GBP & EURUS & Nigerian stocksFlights USDT & USDC to nairaVirtual dollar cardsBills, airtime & gift cards

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EclipsPay home screen
Bank-level security, built in EclipsPay virtual dollar card

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Currencies you can send abroad

EclipsPayYou sold 50 USDT. ₦79,600 has been added to your wallet.

Powerful Features

Instant Transfers

Send money to any Nigerian bank in seconds and see the account name before you pay. Fees are shown before you confirm.

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Send Money Abroad

Pay family, suppliers and school fees in USD, GBP, EUR, CAD, AUD. You see the rate and the naira total before you pay.

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Receive from Abroad

Get your own USD, GBP and EUR account details. Money that arrives is turned into naira in your wallet.

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Sell Crypto for Naira

Turn USDT (TRON (TRC-20)), USDC (Polygon), USDC (Base), USDC (Solana) into naira. Send to your personal address and your wallet is credited once it confirms.

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Stocks & Funds

Buy US stocks and ETFs from $1, Nigerian stocks on the NGX, and money market funds. Track your portfolio in naira.

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Book Flights

Search live fares on hundreds of airlines, pay in naira from your wallet and get your booking code and e-ticket in the app.

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Your Own Account Number

Get a personal account number the moment you sign up and receive money from any bank in Nigeria.

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Virtual Dollar Cards

Pay for subscriptions and shop online worldwide with a virtual card you can fund, freeze and control.

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Bills, Airtime & Gift Cards

Airtime, data, electricity, cable TV, betting, gift cards, Remita and FIRS tax — all in a few taps.

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Pay with Fingerprint

Confirm payments with your fingerprint or face instead of typing your PIN, on the phone you trust.

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Stamped Receipts

Every transaction gets a stamped receipt you can share as an image or a PDF.

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Fraud Protection

A PIN on every payment, device checks and alerts for every credit and debit keep your account safe.

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Your Own Account Number

Get paid by anyone, from any bank, straight into your EclipsPay wallet. No forms, no branch visits.

EclipsPayYou received ₦45,000 from Chinedu Okeke.

Send Money Abroad

Pay school fees, family and suppliers in USD, GBP, EUR, CAD, AUD. Enter what they should receive and EclipsPay shows the naira total, rate and fee up front.

EclipsPay Send Abroad screen
EclipsPay Stocks & funds screen

Invest in Stocks

Own a slice of NVIDIA, Apple or MTN Nigeria from your naira wallet. See the price, the units you get and the fee before you buy.

The EclipsPay Experience

Up and running in minutes

Create your account and get your own account number straight away.
Sign up with your phone number
Transfer from any bank to your account number, or sell USDT / USDC for naira.
Fund your wallet
Pay any bank, send money abroad, buy stocks, book flights and pay bills.
Send, pay and invest
Every payment shows the fee and total before you confirm. Bank transfers cost 1% + ₦35.
Fees before you pay
Verify your BVN to unlock higher limits, virtual cards, international payments, stocks and crypto.
Verify once, do more
Share a stamped receipt as an image or PDF, or download it for your records.
A receipt for everything

Frequently Asked Questions

Everything you need to know about getting started with EclipsPay.

How do I create an account?

Download the EclipsPay app, sign up with your phone number and email, and set your transaction PIN. Your account number is created straight away.

What does it cost?

Opening an account is free. Each payment shows its fee and total before you confirm — bank transfers currently cost 1% + ₦35.

Which countries can I send money to?

You can send USD, GBP, EUR, CAD, AUD. Enter the amount the recipient should get and the app shows the exchange rate, fee and naira total before you pay. You need to verify your BVN first.

Which crypto can I sell?

USDT (TRON (TRC-20)), USDC (Polygon), USDC (Base), USDC (Solana). Send only the coin and network shown for your address — other coins or networks cannot be recovered. Your naira arrives once the deposit is confirmed on the blockchain.

Can I receive money from abroad?

Yes. After verifying your BVN you can open USD, GBP and EUR account details in the app. Share them with whoever is paying you; when the money lands it is converted to naira at the rate shown in the app and added to your wallet.

Can I buy US and Nigerian stocks?

Yes. Buy US stocks and ETFs in dollar amounts from $1 — you can own part of a share — and Nigerian stocks and funds in naira. You pay from your naira wallet and can sell back to it any time the market is open. Investments can go down as well as up.

How do I book a flight?

Open Flights, choose where and when, and pick a fare. Add each passenger's details exactly as on their passport, confirm with your PIN and you get the airline booking code (PNR) and e-ticket number in the app.

Is EclipsPay secure?

Every payment needs your PIN or your fingerprint/face, new devices are checked, and you get an alert for every credit and debit. Your account is held with licensed banking partners.

How do I delete my account?

In the app go to Settings → Delete Account, or use our account deletion page.